Key Takeaways
- Vinyl is generally the least expensive, lowest-maintenance option ideal for budget-focused homeowners and DIYers.
- Fiber cement costs more but delivers superior durability, fire resistance, and a premium look that can boost resale value.
- Climate, local building codes, and exposure to impact or moisture strongly affect which material performs better long-term.
- Installation complexity and safety concerns (silica dust from cutting fiber cement) make professional installation worth considering for fiber cement.
Vinyl Siding
Best For: Homeowners on a budget who want minimal maintenance, quick installation, and a broad selection of looks. Also good for single-story or simple roofline homes suitable for DIY.
Price Range: Typical installed cost: $3 to $8 per square foot. Average whole-house replacement: $5,000 to $15,000 depending on size and details.
Pros
- Lower material and installation cost than fiber cement
- Very low maintenance; no painting required
- Wide range of colors, textures, and profiles
- Lightweight and easier for DIY installation on simple projects
- Good resistance to rot and insect damage
Cons
- Less impact resistance; can crack or puncture from hail or debris
- Can warp or buckle if installed improperly or exposed to extreme heat
- Color fading and chalking occur over many years, and color cannot be easily changed without replacing panels
- Can trap moisture behind panels if flashing and housewrap are not installed correctly
- Perceived as lower-end compared with natural materials or fiber cement
Fiber Cement Siding
Best For: Homeowners prioritizing long-term durability, fire resistance, and high-end appearance. Good in areas with frequent storms, high heat, or for homes where resale value is important.
Price Range: Typical installed cost: $6 to $12 per square foot. Average whole-house replacement: $10,000 to $30,000 depending on design complexity and finishes.
Pros
- Excellent durability—resists rot, insects, and many weather stresses
- Non-combustible and offers better fire resistance than vinyl or wood
- Holds paint and texture well; mimics wood, stucco, or masonry finishes
- Long lifespan when properly installed and maintained
- Adds perceived value and curb appeal compared with vinyl
Cons
- Higher material and labor cost than vinyl
- Heavy and more difficult to install; often requires professional crews and special fasteners
- Cutting produces silica dust—requires dust control and PPE for safety
- Can be brittle and prone to chipping during rough installation
- Typically requires periodic repainting to maintain appearance
Our Recommendation
Fiber Cement Siding
For most homeowners who plan to stay in the house long term or want a premium, durable exterior, fiber cement is the better investment because of its longevity, fire resistance, and higher perceived value. If your top priorities are lowest upfront cost and minimal maintenance with an easy DIY path, vinyl is the sensible alternative.
When to Call a Professional
Call a professional when replacing full exterior walls, working on two-story elevations, or when the project requires modification of flashing, windows, trim, or soffits. Hire a pro if you suspect structural damage, rot, or moisture issues under the existing siding. For fiber cement, professional installation is strongly recommended because cutting generates silica dust that requires proper containment, specialized blades, and certified respirators. Also call a pro if you need accurate color matching, custom trim, or if your local building code or insurance has specific requirements. Finally, if your home was built before 1978, consult a professional about lead paint testing and safe removal practices.
Frequently Asked Questions
How long does each siding type typically last?
Vinyl siding commonly lasts 20 to 40 years depending on material quality, UV exposure, and installation. Higher-end vinyl can push toward the upper end, but panels may fade or become brittle. Fiber cement typically lasts 30 to 50 years or longer when properly installed and maintained; its longevity and fire resistance make it a strong long-term choice.
Which siding is better in wet or coastal climates?
Fiber cement generally performs better in wet or coastal climates because it resists rot and does not absorb moisture like wood. Proper installation and flashing are critical for both types to prevent water intrusion. Vinyl can work in coastal areas but requires careful sealing and ventilation; salt and wind-borne debris can cause more wear on vinyl.
Can I install new siding over existing siding?
You can sometimes install vinyl over existing wood or vinyl if the substrate is in good condition and building code allows it, which can save removal costs. Fiber cement usually requires a solid, properly detailed substrate and often necessitates removal of old siding to inspect sheathing and flashing. Always check local codes and warranty requirements before deciding to cover existing siding.
Are there health or safety concerns during installation?
Yes. Cutting fiber cement releases respirable crystalline silica, a serious respiratory hazard; professionals use wet cutting, dust collection, and NIOSH-approved respirators. Old siding removal can expose lead paint if your home predates 1978. Vinyl installation involves ladder and tool safety; overheating or improper nailing can cause warping. If safety controls or proper PPE are lacking, hire a contractor.