Key Takeaways
- Handymen are best for small, non-licensed repairs and quick fixes; they're usually cheaper hourly.
- General contractors coordinate multi-trade projects, handle permits, and are essential for major remodels or structural work.
- Specialist trade contractors (electricians, plumbers) are required for regulated, safety-critical work and often for code compliance.
- Call a pro when the job needs a permit, involves safety risks, affects structural systems, or requires licensed work.
- Get multiple bids, verify licenses/insurance, and get a written scope and timeline before work begins.
Handyman
Best For: Small repairs, maintenance, cosmetic work, odd jobs, exterior minor fixes, and tasks that don’t require permits or specialized licenses.
Price Range: Typical rates: $50–$125 per hour. Small jobs often billed $75–$500 flat depending on complexity.
Pros
- Lower hourly rates for small tasks
- Flexible scheduling and faster response for quick repairs
- Good for diverse small jobs (painting touch-ups, trim, minor drywall, hanging items)
- Often no minimum job size—can handle one-off tasks
Cons
- May not be licensed or insured for regulated work
- Not suited for major remodels, structural changes, or code-required work
- Limited warranty or formal contract terms in some cases
- Quality and skill can vary widely—depends on individual experience
General Contractor
Best For: Kitchen and bathroom remodels, room additions, structural repairs, projects requiring permits or extensive coordination among trades.
Price Range: Project rates: minor remodels $5,000–$20,000; major renovations $20,000–$100,000+. Hourly/project management typically priced into bids or 10–20% project fee.
Pros
- Manages multi-trade projects, schedules, and permits
- Provides contracts, warranties, and usually carries insurance
- Can handle structural changes, major remodels, additions, and whole-room renovations
- Has established relationships with subcontractors and suppliers
Cons
- Higher overhead and markup (often 10–25% on subcontractors/materials)
- Longer planning and scheduling timelines
- Smaller jobs may be uneconomical due to minimums or mobilization costs
- Quality depends on the contractor’s network and project management
Specialist/Trade Contractor (Electrician, Plumber, HVAC, Roofer)
Best For: Electrical work, plumbing that penetrates walls or affects water supply/sewer, HVAC repairs and installations, roof and structural integrity issues.
Price Range: Typical rates: electricians/plumbers $75–$150 per hour; service calls $100–$200; major installations $1,000–$10,000+ depending on scope.
Pros
- Licensed and trained for code-compliant, safety-critical work
- Offers specialized tools, tests, and manufacturer-backed warranties
- Required for permit inspections and certified installations
- Faster diagnosis and higher reliability for technical problems
Cons
- Higher hourly or service-call rates than general handymen
- May decline small non-technical tasks in favor of billable work
- Scheduling can be constrained by licensure demand
- Less suitable for general, multi-discipline tasks without a coordinator
Our Recommendation
Match the pro to the job: hire a handyman for small, non-permit work; hire a specialist for regulated, safety-critical systems; hire a general contractor for multi-trade or structural projects.
This approach balances cost and risk: handymen save money on quick fixes, specialists ensure safety and code compliance for technical systems, and general contractors manage complexity, permits, and subcontractor coordination on larger projects. Prioritizing the appropriate professional reduces rework and legal headaches.
When to Call a Professional
Call a professional immediately when the job involves permits, safety risks, or systems that can cause property damage or personal injury. Examples: exposed wiring, frequent circuit trips, gas smell or irregular meter readings, burst pipes, sewage backups, suspected structural cracks, roof leaks causing interior damage, or HVAC failures in extreme weather. Additionally, call a pro when you plan to change load-bearing walls, add square footage, or alter plumbing or electrical circuits—permits and inspections are typically required. Safety warnings: do not attempt electrical panel work, gas line repairs, major roof work, or deep plumbing drain replacements as DIY attempts can cause fires, floods, or carbon monoxide hazards. If you suspect hazardous materials (asbestos, mold, lead paint), stop work and get a licensed remediation professional. For any work that might affect resale value or insurance claims, document conditions and get a written estimate and contract before work begins. If you’re unsure, start with a diagnostic visit from a licensed specialist or general contractor. A short paid inspection or quote can clarify scope, permit needs, and safety concerns and prevent larger mistakes. Keep copies of licenses, proof of insurance, contracts, and warranties for your records.
Frequently Asked Questions
Can a handyman pull permits for work?
In many jurisdictions, handymen are not permitted to pull building permits for regulated work because they aren’t licensed contractors. Minor cosmetic repairs generally don’t require permits, but anything involving structural changes, electrical, plumbing, or HVAC usually does. If permits are required, hire a licensed contractor or specialist who can submit plans and pass inspections. Always check local building department rules before starting work.
How do I decide between a general contractor and hiring trades directly?
If your project requires coordinating multiple trades, managing timelines, and handling permits, a general contractor simplifies the process and assumes liability for scheduling and quality. Hiring trades directly can save money on markup but requires you to manage contractors, inspections, sequencing, and communications. Choose direct hiring only if you have project management experience or for small, clearly scoped jobs.
What red flags indicate I should avoid a pro?
Watch for pros who request large cash payments upfront, lack written contracts, refuse to provide proof of insurance or license, give vague estimates, or pressure you to start immediately without a scope. Poor or no references, inconsistent communication, and unusually low bids with no explanation are also warning signs. Always get multiple bids, check references, and verify credentials with your local licensing board.
How many bids should I get before choosing a contractor?
Aim for at least three bids for medium to large projects. Compare scope, materials, timelines, warranties, and inclusions rather than choosing strictly on price. Low bids often omit necessary work or use cheaper materials. A thorough bid that matches your written scope and includes contingency planning is usually more reliable than the cheapest option.